Compliance

KYC / AML Policy

HomeKYC / AML Policy

Last Updated: January 31, 2026

PayTrinity LLC (“PayTrinity”, “we”, “us”) is committed to the highest standards of Anti-Money Laundering (AML) and Know Your Customer (KYC) compliance. We have implemented a comprehensive program to detect, prevent, and report suspicious activity in accordance with applicable laws and regulations, including the Bank Secrecy Act (BSA) and the USA PATRIOT Act.

1. Objective

The objective of this Policy is to prevent PayTrinity's services from being used for money laundering, terrorist financing, or other illegal activities. We screen all customers and monitor transactions to ensure compliance with global financial standards.

2. Customer Identification Program (CIP)

To comply with federal laws and protect our platform, we must obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you register for our services, we will ask for your:

  • Full Legal Name
  • Date of Birth
  • Physical Address (PO Boxes are not accepted for this purpose)
  • Government-Issued Identification Number (Passport, Driver's License, or National ID)

We may also ask to see a copy of your driver's license or other identifying documents. For business accounts, we require documentation such as Articles of Incorporation, proof of address, and beneficial ownership information.

3. Customer Due Diligence (CDD)

We perform due diligence on all clients to verify their identity and assess the risk associated with doing business with them. This includes:

  • Verifying the identity of the customer using reliable, independent source documents, data, or information.
  • Understanding the nature and purpose of the business relationship.
  • Identifying beneficial owners of legal entity customers.

4. Enhanced Due Diligence (EDD)

For high-risk customers or transactions, we apply Enhanced Due Diligence measures. This may include obtaining additional information on the customer's source of funds, source of wealth, and the purpose of the transaction.

5. Sanctions Screening

PayTrinity screens all customers against government watchlists, including the Office of Foreign Assets Control (OFAC) Specially Designated Nationals (SDN) list and other international sanctions lists. We are prohibited from transacting with individuals, entities, or countries subject to certain sanctions.

6. Monitoring and Reporting

We monitor account activity for unusual or suspicious behavior. If we detect suspicious activity, we may be required to file a Suspicious Activity Report (SAR) with the Financial Crimes Enforcement Network (FinCEN) or other relevant authorities. We reserve the right to suspend or terminate accounts that fail to comply with our KYC/AML requests or are suspected of illegal activity.

7. Record Keeping

We maintain records of all customer identification documents and transaction data for a minimum period of five years, or as required by applicable law.

8. Contact Us

If you have questions regarding our KYC/AML Policy, please contact our compliance team at hello@paytrinity.co.